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What is the best place online to get a payday loan?

Question: What is the best place online to get a payday loan?

(Posted by: Steve on 2010-02-17 07:23:56)

I want to get a payday loan, but many of the ones that i have used online are fraudulent. Does anyone know of a trusted online company? I live in WV, and alot of them don't deal with WV. Please help.


Answers:

Posted by: Judy on 2010-02-17, 07:28:38

In my state pay day loans have been going away. A new state law passed that pay day loans operating in state can not charge more than 430% apr I guess 430% on your money is not enough profit for them. I bet WV has imposed a similar law. Maybe - just maybe its for the good of the people. Take some stuff to a pawn shop. They'll make you a loan for 1/ 3 of the value of your items. If you dont pay back, they keep the items. /

  

Posted by: Credit Trauma on 2010-02-17, 08:54:34

A payday loan is such a rip-off Steve. You're paying a percentage of your paycheck just to get it early. You are not living within your means and by getting a payday loan, you're just putting yourself further in the hole then you are now. Learn how to budget your money so you don't need an advance on your paycheck. By doing this, you'll get actual use out of the money you're paying to get your paycheck early! Put it to good use, don't waste it! Here's an article on Pay-Day loans:credittrauma.com/ what-is-a-payday-loan/

  

Posted by: Devon Rex on 2010-02-17, 09:01:23

You must be desperate to want a payday loan. They charge mega bucks in interest if you miss their deadline. Anyway, try what Judy said... pawn something. If you have a checking account, you may want to try opening a $1,000 line of credit linked to your checking account. They'll have to run a credit report and they also charge interest (after the first 25-30 days), but it's a lot cheaper than a payday loan. On the other hand, to answer your question... AMSCOT is a check cashing place all around FL. They have a cash advance program, but you'd have to do the paperwork in person. Enter your zip code in this website to find out if there is any AMSCOT close to you. amscotfinancial.com/ financial/ pages/ locations.htm Good luck to you.

  

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