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Mistakenly submitted an identity theft report. Help!?
My son and I share the last name. I got a letter saying a card had been closed for late payments. Lately I've been having trouble after losing my job. I didn't immediately recognize that card since I have so many and went on and called the FTC and filed an identity theft complaint. They man said several charges had been made. I later remember after having talked to my son about it that I did authorize him to make some purchases with it and now I don't know what to do Is it easy to just call and let them know it was just a careless mistake and that I overreacted? I know I am behind but I am willing to make arrangements settle and pay off my debt. I don't want this to be blown out of proportion. Any ideas?Also, I had these cards' addresses changed to my son's so he could take care of it. He did make some payments but ultimately he too fell behind. Please help

Should i go through process of validating the debt, w/ CA & CRA before I file a identity theft report?
just to make sure spouse isn't being truthful about a past account

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